Planning matters

Inflation was the Story of 2022; What Does 2023 Hold for Long-Term Investors?

Investing in 2022 was tumultuous for almost all investors. However, investors with diversified portfolios holding value-oriented equities, shorter-term maturity bonds and some commodities avoided a degree of downside last year. So, what can we expect for 2023? Every major asset class, except for cash and commodities, finished the year down over -10% with several parts…

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Does Diversification Still Work? The Short Answer is Yes.

While we’re not certain when the market will change course, this bear market, like all prior bear markets, will eventually end. Until then, a diversified portfolio is still a solid strategy for navigating the current turbulent market. In the third quarter, we experienced volatile financial markets and further year-to-date declines. The key causes for these…

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Part 2: DCA, ETFs, and TDFs, Oh My! Understanding Investment Jargon

At Johnson Bixby, we pride ourselves on educating clients about their portfolios and the investment strategies we use so they can make more informed decisions. While our team lives  in a world of financial jargon and we are quite comfortable navigating it, we realize most people are not. In the below blog post, we continue…

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DCA, ETFs, and TDFs, Oh My! Understanding Investment Jargon

If you’re like most people, the amount of investment acronyms and terminology out there can feel overwhelming. Fear not! Here is the first of two blog posts highlighting common words and abbreviations you may hear from the financial media—or your financial planner—explained in an easily digestible way. Today’s post breaks down common acronyms:   ETF:…

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Decoding Tax-Loss Harvesting

You know the adage: “When life gives you lemons, make lemonade.” During the market downturn, we’ve been watching for opportunities to apply this wisdom to client portfolios using a practice called tax-loss harvesting. But how can taking a loss be a good thing? As a rule, it’s not a good idea to sell investments in…

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