Planning matters

Is Your Cash Underperforming?

During the pandemic, like many people, you may have intentionally socked away cash to build up some reserves. No question that was a responsible move. And now with inflation having reached a historic high, it’s a good time to ask: is my cash in the right place to retain purchasing power? If your cash is…

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How to Lessen the Sting of High Inflation

With inflation at the highest level we’ve seen in 40 years, and continuing to be stubbornly persistent, you’ve probably noticed that your dollars just aren’t going as far as they used to. It wasn’t as apparent when prices crept up 1-2% per year, but now we’re all feeling the impact when buying everyday goods and…

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Ripple Event College Funding Webinar

We’re excited to share our first on-demand Ripple Event webinar! Ripple Events are gatherings of any type – whether in person or virtual – where we can share information and knowledge for our community. Our goal is to help you make more informed decisions about important aspects of your life. In this Ripple Event webinar,…

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Ways to Claim (Tax) Credit for Going Green

If you’re planning energy-efficient home improvements or considering the purchase of an electric vehicle in 2023, The Inflation Reduction Act (IRA), signed into law in August, may hold some tax breaks for you. The climate portion of the 2022 Inflation Reduction Act provides $369 billion in funds to reduce climate change, and kickstart a new…

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Does Diversification Still Work? The Short Answer is Yes.

While we’re not certain when the market will change course, this bear market, like all prior bear markets, will eventually end. Until then, a diversified portfolio is still a solid strategy for navigating the current turbulent market. In the third quarter, we experienced volatile financial markets and further year-to-date declines. The key causes for these…

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