Planning matters

Washington’s New Long Term Care Trust Act

Hey W-2 income earners in the Washington… In case you haven’t heard there’s a new law and it has to do with long term care insurance! Washington recently became the first state in the nation to create a publicly funded, state-operated long term care insurance program. Although five other states are developing similar programs, Washington…

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Bitcoin Basics

There is no shortage of news stories about Bitcoin in the media, but what exactly is Bitcoin? What should you know about it and how do we, as financial planners, think about it?  Few major financial topics have brought about the level of confusion, misinformation, and the hope of striking it rich than Bitcoin. For…

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Recognizing Elder Financial Abuse

Adults over the age of 65 hold about a third of the nation’s wealth, and this proportion will increase as our society continues to grow older. Many older adults reap the benefits of wealth intentionally accumulated from a lifetime of hard work, but unfortunately some will fall victim to scam and fraud through elder financial…

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Debt Snowball or Debt Avalanche?

Student loans, car payments, credit card debt, and the list goes on. The total personal debt across all US households stands at over 14 trillion (yes, trillion!) dollars. Debt can provide leverage to pursue dreams like home ownership and a college degree, but it can also stand as a roadblock to reaching your financial goals….

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Bears versus Bulls

Just over one year ago, a new bull market was born. March 2020 marked both the end of the longest bull market in modern history spanning 11 years and the shortest bear market in history lasting just 33 days. While there is no official definition of a bull or bear market, the generally accepted definition…

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