Planning matters

Happy Birthday? Retirement Decisions at Age 55+

You may think that only those birthdays ending with a zero are a big deal, but in the world of retirement planning, the ages between 55 and 72 are a busy time. If you will be hitting a “milestone” birthday soon, you’ll have some decisions to make (in addition to what you should plan to…

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Stepping Off the Hedonic Treadmill

Have you ever wondered why after working hard, saving diligently, and reaching that financial milestone you pursued for years that you don’t quite feel the lasting satisfaction you thought you would? Don’t worry, you’re not alone, and you may be taking a jog on a piece of exercise equipment you didn’t know you owned –…

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2022 First Half Market Review

2022 has been a bit a bumpy to say the least as we’ve seen in daily headlines. High inflation, rising interest rates and the Russia-Ukraine war are causing volatile markets. Today we look at the first half of 2022, define a bear market and share why it’s important to stay disciplined when investing during times…

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Watch Out! Five Common Mistakes You Don’t Want to Make with Homeowner’s Insurance

Floods, hurricanes, wildfires, tornadoes and more – we hear about perils to our homes frequently on the news. According to NOAA, 2020 and 2021 were record-setting years for weather and climate disasters, resulting in 1 in every 10 homes in 2021 impacted by a natural disaster. How confident are you that your homeowner’s insurance will…

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Decoding Tax-Loss Harvesting

You know the adage: “When life gives you lemons, make lemonade.” During the market downturn, we’ve been watching for opportunities to apply this wisdom to client portfolios using a practice called tax-loss harvesting. But how can taking a loss be a good thing? As a rule, it’s not a good idea to sell investments in…

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