Planning matters

Ch-ch-ch-ch-Changes

Back in 1980, the United States’ share of global GDP was about 21.1%, with the U.K., Germany and France holding 13.2% in aggregate, Japan at 7.8%, while India and China represented 8.4%. Fast forward to today, and the United States’ share has grown only marginally, while the big three of Europe as well as Japan have actually declined over a 37-year period. So, where was the bulk of the growth?

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DOWNSIZING

  At some point in life, most of us decide to downsize. The children have left the nest, the home office is closed for business, scrubbing floors or the pool has lost its appeal.  We want to move toward another phase of our life plan, but as one client told me recently: “All of these excess…

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What is Smart 911 and why would I need to sign up for it?

Would you know what to do if you or someone you love suffered a medical emergency? Smart 911 is a service that allows Clark County residents to create a free Safety Profile for their household that includes important information for 9-1-1 operators and first responders to have in the event of an emergency. It allows…

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Pearls of Wisdom: Managing a Windfall

It’s the problem everyone wants to have: how should you spend a large additional sum of money? Whether the source is an inheritance, bonus or gain realized on the sale of an asset, the boost to your bank account can create the urge to splurge. As you begin to think about what you might do with your windfall, consider the following tips…

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Are you ready for your raise at 70½?

At the beginning of each year, we spend a lot of time talking with clients about their Required Minimum Distributions, or RMDs. So, what is a RMD and who does it impact?

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