Planning matters

Oregon PERS Legislative Changes

During the 2019 legislative session, the Oregon Legislature and Governor passed Senate Bill 1049. The impacts of this bill don’t take effect until January 2020 at the earliest with some changes beginning July 2020. Active Oregon PERS members are impacted more than inactive members by the legislation, but it’s important for all members to understand…

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Happy 10th Birthday, Economic Expansion

The United States economy is in the midst of a record-breaking economic expansion. As of July 2019 the U.S. economy has grown for 121 months surpassing the previous record spanning from March 1991 to March 2001. While this seems like cause for celebration many investors who experienced the last recession have been looking over their…

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Overconfidence: There’s More to Thinking Than You Think

The concept of behavioral finance is a relatively new field of study that combines psychological theory with conventional economics. We may not realize it, but we all have certain biases as investors, and that impacts the financial decisions we each make. Even the most disciplined investor may have difficulty overcoming personal biases – it’s how…

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Mental Accounting: There’s More to Thinking Than You Think

Cash is cash, right? But sometimes, we treat money differently depending on where it came from or what we intend to do with it. When that happens, mental accounting may be at play. Our next post in our behavioral bias series: There’s More to Thinking Than You Think takes a look.

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There’s More to Thinking Than You Think: Understanding How Biases Impact Decisions

In this series, we explore some of the most common behavioral biases to which people find themselves susceptible. Today we look at Loss Aversion.

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