Planning matters

Tips for Managing Your Credit Score

Accessing credit on reasonable terms is a key factor in managing our financial lives. Mortgage lenders, credit card issuers, cell phone carriers, etc. consider your credit score is as part of your overall financial picture as it helps the lender manage their risk. But what goes into that number? As a starting point, your credit…

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Six Reasons People Don’t Buy Life Insurance

Have you been contemplating buying life insurance? With the onset of Covid, many find themselves giving it serious consideration. Perhaps you’re one of those or you’ve just put off obtaining coverage to protect your family and future for other reasons. Take a look at the list of reasons why people don’t buy life insurance—do any…

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Spending Awareness

As we’ve spoken about previously in What’s the Magic Number?, in many ways your spending is key to meeting financial goals or even being able to retire. Does that mean everyone needs a strict budget? Not necessarily. However, I would argue that everyone needs spending awareness. Before my husband and I purchased a house, I…

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Hosting the Perfect Holiday Party (on a Budget)

Who doesn’t love a good holiday party? But let’s be honest. Between deciding how many people to invite, preparing and buying food, making signature cocktails and wanting your house filled with the perfect holiday decorations, it’s easy for your holiday party to turn into a large expense. Keep reading to learn a few ways to…

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71 Days Until Christmas…Are You Financially Ready?

Christmas is a magical time of year for kids and adults alike. Family traditions, company parties, serving in your community, baking cookies and shopping are all part of what we anticipate with the holiday season. With so many cherished events on the horizon, the costs can add up. In today’s blog post we look at…

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