Planning matters

January Project: Reviewing Your Recurring Expenses

As we settle into a new year and have ample time inside our homes, it’s a great time to review recurring expenses that automatically hit our bank accounts or credit cards.  Since many bills are paid automatically, outdated recurring payments and service fees don’t necessarily stand out. Here’s how to review these to ensure you…

Read More

Tips for Managing Your Credit Score

Accessing credit on reasonable terms is a key factor in managing our financial lives. Mortgage lenders, credit card issuers, cell phone carriers, etc. consider your credit score is as part of your overall financial picture as it helps the lender manage their risk. But what goes into that number? As a starting point, your credit…

Read More

Six Reasons People Don’t Buy Life Insurance

Have you been contemplating buying life insurance? With the onset of Covid, many find themselves giving it serious consideration. Perhaps you’re one of those or you’ve just put off obtaining coverage to protect your family and future for other reasons. Take a look at the list of reasons why people don’t buy life insurance—do any…

Read More

Spending Awareness

As we’ve spoken about previously in What’s the Magic Number?, in many ways your spending is key to meeting financial goals or even being able to retire. Does that mean everyone needs a strict budget? Not necessarily. However, I would argue that everyone needs spending awareness. Before my husband and I purchased a house, I…

Read More

Hosting the Perfect Holiday Party (on a Budget)

Who doesn’t love a good holiday party? But let’s be honest. Between deciding how many people to invite, preparing and buying food, making signature cocktails and wanting your house filled with the perfect holiday decorations, it’s easy for your holiday party to turn into a large expense. Keep reading to learn a few ways to…

Read More