Planning matters

Life insurance for Marijuana users

In general, life insurance companies are pretty conservative. You would be too if your entire business revolved around assessing the risk in every applicant’s behavior. Life insurance underwriting is all about risk and lifestyle choices. The premium you eventually qualify for is based on your current health and family history, and the activities you participate in. Whether it is sky or scuba diving, race car driving or smoking marijuana, underwriters need to know what you are up to!

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Six Reasons Why People Don’t Buy Life Insurance

Many people put off considering life insurance protection for a number of reasons. Take a look at this list—do any of them sound like you?

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Making the Most of Your Employee Benefits

Autumn is open enrollment season for many workers – that particular time of year when employees can elect to sign up for various health and retirement savings benefits. Are you taking full advantage of those perks?

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Keep Your Beneficiary Designations Current

Life is always changing. Major life events such as death, marriage, divorce, or having a child significantly change your life. It’s crucial for you to keep the information regarding your beneficiaries up to date.

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Long-term Care Insurance: You Have Options!

Big news! Insurance providers being innovative! And sometimes that is just what we need to adapt an existing ‘good’ product to a ‘great’ new product to better fit our life.

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