Planning matters

Debt Snowball or Debt Avalanche?

Student loans, car payments, credit card debt, and the list goes on. The total personal debt across all US households stands at over 14 trillion (yes, trillion!) dollars. Debt can provide leverage to pursue dreams like home ownership and a college degree, but it can also stand as a roadblock to reaching your financial goals….

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Pearls of Wisdom: Should You Pursue a Graduate Degree?

Many people consider going to graduate school, but fewer actually do. Daunted by the variety of options for pursuing a graduate education, they become overwhelmed, or start to doubt whether a higher degree is worth the cost in time and money…

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It’s Award Season!

We’re not talking about the Oscars or the Grammys, but the time of year when families start finding out if they’re eligible for financial aid. Award letters can be perplexing due to lack of standardization and confusing terminology. If you or your student receives an award letter this spring, here are some pointers about how…

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The Effect of Deficit on Debt

The statistic that our national debt is approaching the $20 trillion mark periodically becomes headline news. That sure is a big number, but what does it mean?

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Starting Small-But Thinking Big

When we say “start small, think big,” we mean this: Don’t make plans you can’t keep. The point is to set yourself up for success. Whittle down any grandiose goals into specific actionable steps, and commit to following through consistently.

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