Planning matters

Unexpected Consequences

  The COVID-19 pandemic has changed the world we live in, and not necessarily all for the negative. With the one-year anniversary of the first government shutdowns approaching, we look at the pandemic impact of things outside of our control.   Higher Savings Rates Millions have lost their jobs or had income decline, so you’d…

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Punxsutawney Phil and your Financial Planner

Today marks Groundhog Day, the only day of the year where we relinquish our meteorological forecasting to a precocious rodent. Punxsutawney Phil, the famed groundhog who annually graces us with his presence at Gobbler’s Knob, helps determine whether we’re in store for 6 more weeks of Winter or if Spring is on its way. You…

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Reassurance in Turbulent Times

As I juggle virtual school with two middle school daughters, a spouse managing his two restaurants and my own career, I’ve realized this entire pandemic experience is comparable to a really turbulent flight. Think about it. Overall, there is nothing pleasant about it, but around you – some are doing better than others. Some are…

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Your Work has Changed, Will your Taxes Too?

Life amid the COVID-19 pandemic has shifted the working world in radical and ever-evolving ways. For those fortunate enough to keep their existing jobs, or those who have shifted to new or additional work, “work from home” (WFH) has become much more common. For many this won’t alter their tax situation, but for some—like those…

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A Millennial Encounters a Bear

If like many millennials you’ve been a casual observer of your retirement investments over the last decade, you may have become accustomed to seeing your account balance rise nearly every year since the Great Recession 1. 1 S&P 500 Historical Annual Returns 2010-2019 Past performance is no guarantee of future results. Index performance presented does…

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