Planning matters

How Companies Use Your Identity and What You Can Do to Protect It

One of the most valuable things you own is YOU. Your identity includes the basics – where you live, your age, and your gender. But it also includes your interests, who you know, and what you buy. So, do you know who has your identity? We explore the life cycle of your identity and what…

Read More

Unexpected Consequences

  The COVID-19 pandemic has changed the world we live in, and not necessarily all for the negative. With the one-year anniversary of the first government shutdowns approaching, we look at the pandemic impact of things outside of our control.   Higher Savings Rates Millions have lost their jobs or had income decline, so you’d…

Read More

Selling Your Grandmother’s Silver

When I married in the late 1960s, my mother’s friends gave me silver—serving trays, a fruit compote, and a set of silver plate goblets.  Eventually, my grandmother’s silver tea and coffee service came my way. In my mother’s mid-20th Century life, silver was a middle-class status symbol. Women were not working outside the home but…

Read More

January Project: Reviewing Your Recurring Expenses

As we settle into a new year and have ample time inside our homes, it’s a great time to review recurring expenses that automatically hit our bank accounts or credit cards.  Since many bills are paid automatically, outdated recurring payments and service fees don’t necessarily stand out. Here’s how to review these to ensure you…

Read More

The Lowdown on the Great Autumn Gourd

Corn might be the king of U.S. crops, but pumpkins are always in demand this time of year by kids and others celebrating fall’s festivities. Here are several interesting tidbits about one of America’s favorite fall gourds. Germany boasts world’s largest pumpkin. Mathias Willemijns showed off the world’s largest pumpkin in 2016 at the Giant Pumpkin…

Read More