Planning matters

Long Term Care Made Easy

Learning tricks on how to simplify complex concepts in the insurance world is something I enjoy reading about in the variety of industry publications I subscribe to. I recently came across a fun illustration of “Did You Knows” about Long Term Care Insurance.

Read More

When is the best time to buy Long Term Care Insurance?

Many clients ask me: When is the best time to buy Long Term Care insurance? My answer: While you can still qualify for coverage!

Read More

Life insurance for Marijuana users

In general, life insurance companies are pretty conservative. You would be too if your entire business revolved around assessing the risk in every applicant’s behavior. Life insurance underwriting is all about risk and lifestyle choices. The premium you eventually qualify for is based on your current health and family history, and the activities you participate in. Whether it is sky or scuba diving, race car driving or smoking marijuana, underwriters need to know what you are up to!

Read More

What Can You Do When Your Long-Term Care Insurance Rates Go Up?

If you receive a letter from your Long-Term Care insurance company notifying you that rates are going up, don’t panic! You don’t necessarily have to pay the higher premiums.

Read More

Six Reasons Why People Don’t Buy Life Insurance

Many people put off considering life insurance protection for a number of reasons. Take a look at this list—do any of them sound like you?

Read More