Planning matters

Long Term Care Knowledge Quiz

Knowledge is key, and today we thought we’d test your knowledge around long term care. Knowing the costs of different types of care, whether the care is provided at home or in a facility can help you plan for these expenses…

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Steps to Creating a Home Inventory

When you get a homeowner’s (or renter’s) insurance policy, you need to know the value of your belongings to insure. Often coverage is determined without creating an actual…

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Long Term Care Made Easy

Learning tricks on how to simplify complex concepts in the insurance world is something I enjoy reading about in the variety of industry publications I subscribe to. I recently came across a fun illustration of “Did You Knows” about Long Term Care Insurance.

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When is the best time to buy Long Term Care Insurance?

Many clients ask me: When is the best time to buy Long Term Care insurance? My answer: While you can still qualify for coverage!

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Life insurance for Marijuana users

In general, life insurance companies are pretty conservative. You would be too if your entire business revolved around assessing the risk in every applicant’s behavior. Life insurance underwriting is all about risk and lifestyle choices. The premium you eventually qualify for is based on your current health and family history, and the activities you participate in. Whether it is sky or scuba diving, race car driving or smoking marijuana, underwriters need to know what you are up to!

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